DORA

Build resilient financial operations with software escrow for DORA

Protect your institution against third-party ICT risks with Codekeeper's software escrow solutions, built to deliver compliance and continuity under DORA.
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The DORA deadline is here. Non-compliance can lead to significant penalties, heightened scrutiny, and operational disruption. Act now to protect your financial operations.

The EU’s DORA: What you need to know

What is DORA?

DORA, the Digital Operational Resilience Act, is a regulatory framework designed to strengthen the digital operational resilience of financial entities within the EU. It focuses on ICT risk management and ensuring financial institutions can sustain service delivery during disruptions.

Who needs to comply with DORA?

If you’re part of the financial sector in the EU, DORA likely applies to you. This includes:

Banks and credit institutions

Insurance companies

Investment firms

ICT third-party service providers

Financial market infrastructures

Payment and electronic money institutions

Crypto-asset service providers

The five pillars of DORA: Key requirements for compliance

DORA is built on five core pillars that financial institutions must comply with to strengthen ICT resilience and operational continuity:
1
ICT risk management
Institutions must identify, assess, and control ICT risks with clear governance and accountability.
2
Third-party risk management
Outsourced ICT providers must be monitored and governed to reduce dependency and ensure compliance.
3
Incident management and reporting
Major ICT incidents must be reported promptly, with lessons learned to prevent recurrence.
4
Resilience testing
Systems must be tested regularly — including scenario and penetration testing — to prove operational readiness.
5
Information and intelligence sharing
Institutions are expected to share cyber threat intelligence to strengthen sector-wide resilience.

How escrow bridges the gap to DORA compliance

Software escrow and verification form a proven DORA compliance software solution for controlling ICT third-party risk under Article 30, securing your critical ICT assets when vendor relationships fail.
01
DORA risk
Dependency on third-party ICT providers
Potential loss of access to critical software
ICT disruptions and operational downtime
Regulatory audits and scrutiny
02
Software escrow solution
Secure critical code and systems
Legal framework for guaranteed access
Verified recovery capabilities
Automated deposit management and compliance reports
03
Compliance outcome
Reduced vendor risk
Business continuity maintained
Strong operational resilience with proven recovery and continuity measures
Audit-ready documentation
Software escrow offers instant access to vital software components during ICT disruptions, maintaining compliance and ensuring critical systems stay available — the foundation of operational resilience.

Your partner in navigating DORA complexity

Let us help you meet DORA compliance. With 10+ years experience, Codekeeper has helped thousands of financial institutions strengthen resilience and meet regulatory requirements.
We see the challenges you face:
Tightening regulatory standards
Incoming compliance deadlines
Continuous reliance on third-party software
Difficulty navigating ICT risks
Supported by compliance experts who track evolving regulations and provide best practices, Codekeeper helps your institution stay resilient and audit-ready.
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Software escrow solutions designed for DORA compliance

Our software escrow solutions help financial institutions meet DORA’s expectations around digital resilience, third-party oversight, and operational continuity, all while safeguarding your most critical software assets.
Software Escrow

Protection scope: On-premises software solutions

Keeps core on-premises applications available to support uninterrupted financial operations.
Guarantees continued access to essential software
Mitigates risk from vendor failures
Verified compliance records regulators can rely on
Learn more
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SAAS escrow

Protection scope: Cloud-based applications and solutions

Protects critical cloud platforms and data, ensuring availability even during service disruptions.
Secures cloud service dependencies
Provides recovery assurance 
Addresses DORA’s risk management needs
Learn more
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continuity escrow

Protection scope: Supporting services and infrastructure

Covers infrastructure and payment flows to keep institutions resilient through vendor disruption.
Maintains access to critical infrastructure
Prevents disruptions from vendor failures
Aligns with DORA’s continuity requirements
Learn more
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Verification

Protection scope: All escrowed materials

Transforms escrow from passive storage into active assurance by testing deposits and proving they can be recovered when needed.
Verifies integrity of escrowed assets
Confirms operational recovery capabilities
Demonstrates audit readiness
Learn more
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Build your resilience with DORA compliance software in 4 steps

DORA requires financial institutions to maintain access to critical software and ICT services, even if vendors fail. Here’s how Codekeeper helps you meet this requirement quickly and with confidence:
1

Book your DORA assessment call

Identify which of your critical ICT services and applications fall under DORA’s scope.

2

Choose your protection level

Select the right escrow option: Software, SaaS, Continuity, or add Verification; to meet DORA’s resilience standards.

3

We’ll handle the setup and management

Our team manages vendor onboarding, legal agreements, and deposit automation — ensuring compliance without extra burden on your team.

4

Get your Software Resilience Certificate

Receive formal documentation showing regulators that your critical assets are protected and operational resilience is assured.

One call. One solution. Complete software resilience for DORA compliance.
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Trusted by financial leaders worldwide

Codekeeper has already helped thousands of financial institutions strengthen their resilience and meet regulatory requirements. Our escrow and verification services provide the confidence you need to pass audits and protect operations.
Airbus
Bayer
European parliament
General Motors
Intuit
Nestle
Pepsico
Pfizer

Key DORA deadlines to remember

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January 16, 2023

DORA was finalized by the EU, setting clear standards for ICT resilience in the financial sector.
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24 October 2024

Under DORA, the European Commission adopted the final Delegated and Implementing Acts, detailing requirements for ICT risk management, incident reporting, and third-party oversight.
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January 17, 2025

Full compliance is mandatory. All financial entities must demonstrate operational resilience and ICT risk management readiness.
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From 2025 onwards

Supervision and audits are increasing. Institutions must be able to prove resilience with testing, documentation, and third-party oversight, or risk facing financial penalties.

What’s at stake if you’re not DORA compliant

Non-compliance after the 17 January 2025 deadline leaves financial institutions exposed to:
Fines and penalties
Up to 2% of annual worldwide turnover or €10 million for institutions (whichever is higher), and up to €1 million for senior executives. Critical ICT providers face fines up to €5 million.
Regulatory scrutiny
Supervisors may increase oversight, requiring deeper audits of ICT risk management, vendor arrangements, and resilience testing.
Service disruptions
Without tested fallback measures, vendor or system failures could halt critical services and create financial losses.
Reputational damage
Compliance failures and operational weaknesses can erode trust with clients, partners, and regulators.
Compliance isn’t optional, it’s mission-critical.
E-BOOK

Prepare for DORA: Get your guide

Our practical guide breaks down DORA compliance into clear steps. Learn how to avoid penalties, strengthen your ICT resilience, and meet EU regulatory expectations. Download it now to stay ahead of 2025 and beyond.
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*E-book available only in English
Get your free DORA guide now

Achieve peace of mind and operational continuity with DORA compliance

Avoid severe fines and penalties

Meeting DORA requirements helps your institution steer clear of costly enforcement actions and regulatory sanctions.

Sustain uninterrupted financial services

Strong ICT resilience ensures customers experience minimal disruption, even during vendor or system failures.

Demonstrate accountability and build trust

Compliance shows regulators, boards, and customers that your institution takes resilience and governance seriously.

Provide governance with solid risk oversight

DORA compliance supports stronger governance by enforcing structured oversight of ICT systems and third-party providers.
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Get DORA compliant with confidence

DORA sets strict standards for resilience across ICT systems and vendors. Codekeeper ensures you meet these requirements with tested escrow solutions and audit-proof records.
Get a tailored DORA compliance assessment
Receive clear, actionable steps aligned with regulatory standards
Access audit-ready documentation
Build resilience that protects both operations and reputation
Book a free demo
Frequently asked questions

Good questions to ask first.

What is DORA?

The Digital Operational Resilience Act (DORA) is an EU regulation that sets standards for ICT risk management, resilience, and third-party oversight in the financial sector.

Who must comply with DORA?

Banks, insurers, investment firms, credit institutions, and ICT service providers operating in the EU must comply with DORA

What are the five pillars of the DORA regulation?

The five pillars of DORA include ICT risk management, incident reporting, resilience testing, third-party risk management, and information sharing.

Why is DORA necessary?

DORA is necessary to address the increased risk of cyberattacks in the financial sector. It aims to ensure that the financial industry can maintain operational resilience despite ICT disruptions and threats.

Why is software escrow relevant to DORA?

Software escrow provides access to critical software, cloud services, and infrastructure in case of vendor failure — supporting DORA’s continuity and resilience requirements.

When does DORA apply?

The regulation entered into force on 16 January 2023 and became fully applicable on 17 January 2025.

What happens if an institution does not comply with DORA?

Non-compliance with DORA may lead to regulatory fines, tougher audits, reputational damage, and potential service disruption.

What software helps with DORA compliance?

DORA compliance software falls into two groups. Governance platforms track controls, incidents, and reporting deadlines. Software escrow and verification cover the ICT third-party side — securing critical assets and proving recovery works when a provider fails.

Does software escrow support DORA?

Yes. Article 30 sets the contractual requirements for ICT third-party risk: exit strategies, tested contingency plans, and return of your data when a provider fails. Software escrow and verification deliver on those clauses, with dated records for auditors.

More answers in the FAQ →

Let's build bulletproof software resilience together.

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